What happens if I return an item after its due date?

Overdue books incur fines of $0.05 per day, per book. A patron having fees of $5 or more on his/her card, or on a family member's card, loses borrowing privileges until fees drop below the $5 limit. Partial payment of fees is accepted.

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1. How do I get a library card?
2. How many items may I check out?
3. How long may I keep a book?
4. How do I renew or reserve an item?
5. What happens if I return an item after its due date?
6. What happens if an item is damaged or gets lost?
7. May I get another card if I lose mine?